Unified Payments Interface (UPI)
Create your Virtual Payment Address (VPA)
Securely manage your accounts, transfer funds open FDs, stop cheques, and block debit cards—all from a single online portal.
Link all your bank accounts
View and download detailed account statements instantly in PDF or Excel formats.
Send / Receive Money
Add a new payee securely via SMS/email verification. Counterparts shall be approved during banking hours.
Collect Money
Securely send money to any bank account through NetBanking using NEFT/RTGS with options.
Safe and Secure
Open FD Online in a span of minutes.
24/7 Availability
You can now stop payments of cheque online with Sri Raksh.
Set / Reset UPI Pin
Easily request a new cheque book from your registered address by logging into the NetBanking portal.
Check Transaction Status
Instantly deactivate your debit card through Sri Raksh NetBanking in case of loss or theft.
Unified Payments Interface (UPI) is a system that powers multiple bank accounts into a single mobile application (of any participating bank), merging several banking features, seamless fund routing & merchant payments into one hood. It also caters to the “Peer to Peer” collect request which can be scheduled and paid as per requirement and convenience
How is it unique?
- Immediate money transfer through mobile device round the clock 24*7 and 365 days.
- Single mobile application for accessing different bank accounts.
- Single Click 2 Factor Authentication – Aligned with the Regulatory guidelines, yet provides for a very strong feature of seamless single click payment.
- Virtual address of the customer for Pull & Push provides for incremental security with the customer not required to enter the details such as Card no, Account number; IFSC etc.
- QR Code
- Best answer to Cash on Delivery hassle, running to an ATM or rendering exact amount.
- Merchant Payment with Single Application or In-App Payments.
- Utility Bill Payments, Over the Counter Payments, QR Code (Scan and Pay) based payments.
- Donations, Collections, Disbursements Scalable.
- Raising Complaint from Mobile App directly.
Steps for Registration:
- User downloads the UPI application from the App Store/Banks website
- User creates his/her profile by entering details like name, virtual id (payment address), password etc.
- User goes to “Add/Link/Manage Bank Account” option and links the bank and account number with the virtual id